General Disclosures

Investment advisory services are offered through Trailwise Financial Partners, LLC, a registered investment adviser. Trailwise may only transact business in those states in which it is registered for qualifies for an exemption or exclusion from registration requirements. Trailwise is registered in it’s home state of Colorado and holds registrations in Louisiana and Texas. This website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications and links. Accordingly, the publication of TrailWise’s website on the Internet should not be construed by any consumer and/or prospective client as TrailWise’s solicitation to effect, or compensation, over the internet.

Engagement Tools

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to TrailWise Financial Partners (TFP’s) website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from TFP, or from any other investment professional.

Certified Financial Planner

Certified Financial Planner (CFP®) Some of our professionals are certified for financial planning services in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net. CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics.

To become a CFP® professional, an individual must fulfill the following requirements:

• Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials.

• Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations.

• Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements.

• Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® professionals. Under the GDPR, you have the following rights: © PROPERTY OF INTEGRATED COMPLIANCE ADVISORS, LTD. • COMPLIANCE FORMS 2024

• Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board Certification Marks:

• Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the client, at all times when providing financial advice and financial planning. CFP Board may sanction a CFP® professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® professional’s services. A client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the client.

• Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards.

Client Portal(s) and Security

By accessing and using this website, you agree to the following terms and conditions:

• We cannot guarantee that the website, or any content on it, will always be available or uninterrupted.
• You agree to defend, indemnify, and hold harmless us, our employees, information providers, and content providers from and against any claims, liabilities, damages, losses, and expenses arising from your use of the website.
• You are subject to our privacy policies when you use the website.
• We are not liable for any damages or losses arising from your use of the website.
• We do not guarantee the accuracy, completeness, or timeliness of the information on the website.
• We are not responsible for the content of any external links on the website.
• The information provided on this website is for general informational purposes only and does not create a professional relationship between you and us.
• The information provided on this website is not legal advice and should not be relied upon as such.
• We reserve the right to change these terms and conditions at any time without notice.
Thank you for using our website portal. If you have any questions or concerns about our website portal disclosure, please do not hesitate to contact us.